Financing with Our Dealership
Ray Haskell Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
We Make it Easy!
Get the best possible deal with our financing options here at Ray Haskell Ford Lincoln
Finding a car you like is the first big step toward driving away satisfied. Fortunately, with our selection of Ford models and used cars for sale here at Ray Haskell Ford Lincoln, that part is only too easy. The next big step is determining which financing options are right for you. Luckily, that part is pretty easy as well here at our Oakland dealership. With staff on hand to help you find the right car payment plan and great relationships with local banks and lenders, there's almost no obstacle to getting you a great deal here at Ray Haskell Ford Lincoln.
The Options of Loan vs Lease
If you're wondering what the big difference between loan and lease is, you can rest easy! Simply put, leases are an option for drivers that don't want to commit to a Ford for a long period of time. Leases usually last between two to six years and the monthly payments are dependent upon the depreciation rate of the vehicle selected. Comparatively, loans are for Oakland drivers considering buying a vehicle - the main difference being you'll be keeping the vehicle after you've paid it off. Of course, the differences are a bit more nuanced than the above description, but Maine drivers can look to the Ray Haskell Ford Lincoln finance team to help sort through details.
Let's Get Started and Finance Your Next Car in Oakland
We want to make the process of buying a car simple. At Ray Haskell Ford Lincoln, we're ready to help you by answering any questions you might have. We also have many tools that you can utilize to save some time with our online finance application, which helps make the process smoother and gives us a chance to find you the right plan and put you one step closer to getting behind the wheel of your next car.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
Your privacy is important to us.
Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.
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Ray Haskell Ford
801 Kennedy Memorial Drive
Oakland, ME 04963
- Sales: (207) 873-7193
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